Getting injured in a car accident leads to stressful situations. Additionally, your family experiences emotional and financial burdens. If you get hurt in a car accident, you may not know the extent of the injuries. Therefore, you may not calculate the amount of compensation you are entitled to. Also, the insurance adjuster may try tricking you into confusing questions to downplay your claims. Consulting with an expert personal injury lawyer in Manhattan can help.
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1. Listen to the adjuster and take notes carefully while talking on a phone call.
2. Do not give out your details, such as name, address, phone number, and workplace. Telling about your job responsibilities can help them frame a solid case against you.
3. Do not explain the accident in detail, like the cause of the accident. You can only tell about where the accident happened, what vehicles were involved, and if there were any witnesses.
4. Tell them you have informed the cops and the investigation is ongoing, and refrain from submitting to further questions.
5. Discussing your injuries is a blunder. Let them know that your injuries are under examination.
6. If the adjuster calls you more than once to get additional information, let them know you don’t intend to discuss the accident in detail.
7. The insurance adjuster may try to call you multiple times. Refuse them respectfully and let them know you don’t wish to answer.
8. Don't give an audio or video statement. Unless you give an explicit consent, they have no right to record you.
9. If you accept the insurance company’s settlement offer too quickly, you may receive much less than you deserve. It is essential to have an accurate picture of what your claim is worth.
10. Do not be quick to accept the offer from the insurance company because it can be less than you deserve.
11. Consult your attorney and seek professional guidance.
Following these tips can help you protect your case. Handling an insurance adjuster during your injury recovery can be overwhelming. You need to be careful while giving details about the accident to the insurance company representatives. However, consulting with an expert attorney is necessary to protect your rights. A qualified attorney will gather the evidence and handle the insurance people, helping you strengthen your case.